Expert Insights: Is a 5 Lakh Health Insurance Plan Sufficient for Your Health Insurance Policy? Nobody thinks about whether their health insurance policy is enough until they are actually sitting in a hospital. And by then, it is too late to change anything. The policy exists, the premiums have been paid, and everyone assumed 5 lakhs was a reasonable amount. It sounded substantial enough when the policy was bought. But medical costs in India have been climbing at a pace that most insurance covers have not kept up with. What felt adequate three or four years ago has a way of falling short when a real medical emergency arrives. https://www.boloji.com/articles/55424/expert-insights-is-a-5-lakh-health-insurance-plan-sufficient-for-your-health-insurance-policy